For three years, the number one thing that killed home deals in South Florida was not the price and it was not the mortgage rate. It was the insurance quote. Buyers would fall in love with a home in Boca Raton, run the numbers, then get a homeowners premium back
The Number That Is Not in the Listing Price A buyer relocating to Boca Raton finds a beautiful home in a gated golf community. Listed at $1.6 million. Clean inspection, great lot, resort amenities down the street. Then they get to the club paperwork and find out they also owe
A Financing Rule Change Is About to Reprice Boca Raton Condos On August 3, 2026, Fannie Mae’s updated condominium lending guidelines take effect. Most condo owners in Boca Raton have never heard of Lender Letter LL-2026-03. They are about to feel it anyway. Here is the short version. Fannie Mae
The Sticker Price on a New Boca Raton Home Is Not the Real Price There are roughly 35 active new construction homes on the market across about 13 Boca Raton communities right now, priced from around $1.25 million up past $39 million. That is a thin slice of inventory in
The Two Biggest Fears About Buying in South Florida Are Both Easing in 2026 Every time I sit down with someone thinking about buying in Boca Raton, especially a family relocating from out of state, the same two objections come up. What about hurricanes? And what about the insurance bill?
Inventory Is Surging in Boca Raton. Why Buyers Have the Leverage Right Now For the last few years, buying a home in Boca Raton meant competing against ten other offers, waiving contingencies, and paying over asking just to get to the closing table. That market is changing. As of mid-2026,
Mortgage rates started 2026 near 6 percent. Most forecasts now point to rates climbing toward 6.7 percent by the end of the year. For anyone thinking about selling a home in Boca Raton, that projected move matters more than most people realize. Here is the plain version. When rates go
There are two housing markets in Boca Raton right now, and they are moving in opposite directions. The broader market has cooled. Across Palm Beach County, homes are sitting around 79 days before they go under contract. Sellers who priced off last year’s peak are watching their listings stall, and
International buyers just set a record in South Florida. They invested $4.4 billion in residential real estate here in the past year, a 42 percent jump over the year before. Miami is once again the number one market in America for foreign home buyers. Here is the part most Boca
While single family homes in Boca Raton keep holding their value, the condo side of the market is telling a completely different story this summer. Condo prices across South Florida are falling, inventory is stacking up, and sellers are negotiating in ways we have not seen in years. If you